Ricran Senior Financial Services

 Estate Planning, Asset Preservation/Consolidation, Medicare

A private practice protecting your assets and family since 2007, we explain what is available by law allowing you to make a choice. Eliminate loss, participate in market gains, guarantee a tax free income. No sales, no risk, no marketing, no bull. 

Invest In Yourself

Is your portfolio doubling every 7-10 years? Unsatisfied with returns? Fees? Rhetoric and malarky? Get out your statements, we will point out deficiencies, weak allocations in your mutual funds, hidden fees and misdirection in your statements. Stop the insanity, we will show you how to self manage your portfolio and see greater returns starting with the elimination of reallocation fees! Ever wonder how fund managers became millionaires? Other people's money... yours! A sovereign investor protects himself from risk of volatility and interference thru insured positioning and self managing. We will make you money immediately or it's free. Get out your statements, we dare you to call us! Join our elite clientele. 

Estate Planning

Estate planning is the process of anticipating and arranging for the management and disposal of a person's estate during the person's life in preparation for a person's future incapacity or death. The planning includes the bequest of assets to heirs, loved ones, and/or charity, and may include minimizing gift, estate, and generation-skipping transfer taxes.[1][2][3] Estate planning includes planning for incapacity, reducing or eliminating uncertainties over the administration of a probate, and maximizing the value of the estate by reducing taxes and other expenses. The ultimate goal of estate planning can only be determined by the specific goals of the estate owner, and may be as simple or complex as the owner's wishes and needs directs. Guardians are often designated for minor children and beneficiaries with incapacity.[4] 

Asset Preservation/Consolidation

In financial accounting, an asset is any resource owned or controlled by a business or an economic entity. It is anything (tangible or intangible) that can be used to produce positive economic value. Assets represent value of ownership that can be converted into cash (although cash itself is also considered an asset).[1] The balance sheet of a firm records the monetary[2] value of the assets owned by that firm. It covers money and other valuables belonging to an individual or to a business.[1] 

Medicare

Medicare is a government national health insurance program in the United States, begun in 1965 under the Social Security Administration (SSA) and now administered by the Centers for Medicare and Medicaid Services (CMS). It primarily provides health insurance for Americans aged 65 and older, but also for some younger people with disability status as determined by the SSA, including people with end stage renal disease and amyotrophic lateral sclerosis (ALS or Lou Gehrig's disease). 

endorsements;

We utilize basic math concepts, compound interest and sovereign protection to grow wealth. The videos below are information only. Knowledge is not power, application of knowledge is true power.