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A private practice in Naples, FL protecting your assets and family since 2007, we explain what is available by law allowing you to make a choice. Straight talk, common sense, smart money, no bull.
A private practice in Naples, FL protecting your assets and family since 2007, we explain what is available by law allowing you to make a choice. Straight talk, common sense, smart money, no bull.
52% of American adults report owning life insurance, altho a significant portion of Americans believe they don't have enough coverage. Why is this? 8,990 Americans die daily, half will leave their family with debt. There are affordable plans [we are NOT Colonial Penn] for each unique situation, we make reliable carriers compete for your business guaranteeing the lowest premium. Insure a guaranteed result in a timely manner rendering attorneys, debt, risk, and probate moot.
52% of American adults report owning life insurance, altho a significant portion of Americans believe they don't have enough coverage. Why is this? 8,990 Americans die daily, half will leave their family with debt. There are affordable plans [we are NOT Colonial Penn] for each unique situation, we make reliable carriers compete for your business guaranteeing the lowest premium. Insure a guaranteed result in a timely manner rendering attorneys, debt, risk, and probate moot.
Knowledge is not power, the application of knowledge is true power. Once you learn and understand basic concepts you will kick yourself for not learning them sooner. Watch the videos below in order, wait for the 'wow' moment. I bought Nelson Nash's book in 2007 in an effort to better understand the concept of banking, my eyes were opened. There is more quality information in his book than a college degree in economics.
Knowledge is not power, the application of knowledge is true power. Once you learn and understand basic concepts you will kick yourself for not learning them sooner. Watch the videos below in order, wait for the 'wow' moment. I bought Nelson Nash's book in 2007 in an effort to better understand the concept of banking, my eyes were opened. There is more quality information in his book than a college degree in economics.
Licensed by the Florida Department of Financial Services
A properly diversified portfolio includes stocks, property, precious metals, cash and insurance. It is not a mutual fund with 25 different products. A CFP gets paid a monthly management fee as well as an allocation fee, and you can be sure they reallocate a different product every month because 'our market indicators told us it was time.' When my father's health began declining he had his portfolio manager send me copies of his monthly reports. 24 of the 25 products were +/- 0.5%, only 1 had double digit returns.
A properly diversified portfolio includes stocks, property, precious metals, cash and insurance. It is not a mutual fund with 25 different products. A CFP gets paid a monthly management fee as well as an allocation fee, and you can be sure they reallocate a different product every month because 'our market indicators told us it was time.' When my father's health began declining he had his portfolio manager send me copies of his monthly reports. 24 of the 25 products were +/- 0.5%, only 1 had double digit returns.
When that product was replaced I called to find out why. 'Our market indicators told us it was time.' Let me talk to your market indicators. '[Chuckle], We can't do that it's an algorithm.' Let me speak to the algorithm. 'We can't do that it's a computer program.' Let me talk to the programmer. 'We can't do that, it's a 3rd party we employ'.
When that product was replaced I called to find out why. 'Our market indicators told us it was time.' Let me talk to your market indicators. '[Chuckle], We can't do that it's an algorithm.' Let me speak to the algorithm. 'We can't do that it's a computer program.' Let me talk to the programmer. 'We can't do that, it's a 3rd party we employ'.
No conflict of interest there. Everyone's butt is covered but the consumer. Bottom line, in a +11% economy my dad was +4%, just higher than a cd! Where did the other 7% go? When dad passed I liquidated the account, no more CFP management fees. Legal larceny.
No conflict of interest there. Everyone's butt is covered but the consumer. Bottom line, in a +11% economy my dad was +4%, just higher than a cd! Where did the other 7% go? When dad passed I liquidated the account, no more CFP management fees. Legal larceny.
The moral of this story is, learn and understand banking, learn and understand investing, insure your assets and family. Don't let a CFP with a series 6 & 7 license legally withdraw your funds every month. Don't be an ostrich investor.
The moral of this story is, learn and understand banking, learn and understand investing, insure your assets and family. Don't let a CFP with a series 6 & 7 license legally withdraw your funds every month. Don't be an ostrich investor.
Straight talk, common sense, smart money no bull...
Straight talk, common sense, smart money no bull...
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